What an Elevation Certificate Does for Your Flood Insurance

Licensed land surveyor measuring a home's elevation near a flood zone for an elevation certificate used for flood insurance

If you’re developing property in a flood zone, you’ve probably heard the term “elevation certificate” tossed around by lenders or insurance agents. It sounds like paperwork. It’s actually one of the few documents that can directly change what you pay for flood coverage. Here’s what it does, what it doesn’t do anymore, and when you […]

How To Find Your Property On FEMA’s Flood Insurance Rate Maps

What are FEMA flood maps? FEMA’s Flood Insurance Rate Maps (FIRMs) or just Flood Maps are provided after a flood risk assessment has been completed or updated for a community.  This study is known as a Flood Insurance Study.  The FIRM gives you the Base Flood Elevations (BFEs) and insurance risk zones in addition to […]